Monthly payment for a 300 000 € loan over 15 years
Simulation based on market rates from juillet 2026. Mortgage insurance included.
Your estimated monthly payment
Total monthly payment
2 186 €/month
Monthly payment excl. insurance
2 101 €
Monthly insurance
85 €
Real credit cost
93 430 €
Total interest
78 130 €
Total insurance
15 300 €
Total loan cost
393 430 €
Applied rate: 3.2 %Insurance rate: 0.3 %
Amortization schedule summary
Year-by-year overview of your 300 000 € loan over 15 years| Year | Principal paid | Remaining balance |
|---|---|---|
| 1 | 15 840 € | 284 160 € |
| 2 | 16 354 € | 267 806 € |
| 3 | 16 885 € | 250 921 € |
| 4 | 17 433 € | 233 488 € |
| 5 | 18 000 € | 215 488 € |
| 6 | 18 584 € | 196 904 € |
| 7 | 19 187 € | 177 717 € |
| 8 | 19 811 € | 157 906 € |
| 9 | 20 454 € | 137 453 € |
| 10 | 21 118 € | 116 334 € |
| 11 | 21 804 € | 94 531 € |
| 12 | 22 512 € | 72 019 € |
| 13 | 23 243 € | 48 776 € |
| 14 | 23 998 € | 24 778 € |
| 15 | 24 777 € | 0 € |
What salary to borrow 300 000 €?
Find out the net salary needed to qualify for this mortgage.Simulate on SalaireClairCustomize this simulation
Adjust amount, duration, rate and insurance for your project.Open full simulatorOther amounts and terms
Calculate your mortgage monthly payments
Frequently asked questions
Everything about a 300 000 € loan over 15 years