Compare by Loan Duration
Compare monthly payments, total cost and interest of a mortgage over 10, 15, 20 and 25 years.
Rates up to date — juillet 2026Loan duration has a major impact on your monthly payments and total credit cost. Compare 10, 15, 20 and 25 years to find the best balance.
The shorter the duration, the less total interest you pay — but your monthly payments are higher. The HCSF limits duration to 25 years. The best balance depends on your repayment capacity and debt-to-income ratio.
Frequently asked questions
Understanding the impact of duration on your loan